Anthem Blue Cross and Blue Shield (now part of Elevance Health) manages one of the country’s largest behavioral-health networks—more than 300,000 in-person clinicians and another 160,000+ virtual professionals, all connected through the LiveHealth Online platform and partner groups.
This guide will reach you how to find therapists that take Anthem, understand Anthems mental-health coverage, and book an appointment—virtual or in office—without guesswork.
Plan Type | In-Network Therapy & Medication-Mgmt Cost* | Key Takeaways |
---|---|---|
Employer or Marketplace PPO/HMO | $0–$40 copay per visit; no separate mental-health deductible | Mental-health benefits are fully integrated with medical. |
High-Deductible (HSA-eligible) | 20 % after deductible, then $0–$40 | Same coverage, different timing of cost-share. |
Anthem Medicare Advantage | $0 LiveHealth Online video; $15–$40 in-office | Most plans waive copays for virtual visits. |
*Always confirm your own Evidence of Coverage (EOC); employer carve-outs can vary.
Provider Type | Typical Role |
---|---|
Therapist / Counselor (LCSW, LMFT, LPC) | Weekly talk therapy, stress, life transitions |
Psychologist (PhD, PsyD) | Psychological testing, EMDR, DBT |
Psychiatrist (MD/DO) | Diagnosis, medication management |
Luis, a 38-year-old firefighter in Denver, felt creeping anxiety after a string of high-stress shifts. Here’s his 12-day timeline:
Total time from search to therapy: 3 days. Out-of-pocket: $0 so far.
Stay In-Network (recommended) | Go Out-of-Network (PPO only) |
Predictable copay/coinsurance | Pay full fee, submit for partial reimbursement |
Claims filed automatically | You handle paperwork |
Integrated with Anthem’s Care Management | Useful for niche specialties when network is thin |
If you can’t secure an in-network visit within 10 business days, request a “network-deficiency exception.” Anthem may cover an outside clinician at in-network rates under parity law.
Platform | Services | Typical Cost | Who’s Eligible |
---|---|---|---|
LiveHealth Online Therapy | Video visits with licensed therapists & psychologists | $0–$40; many plans → $0 | Employer, Marketplace, Medicare Advantage |
LiveHealth Online Psychiatry | Medication evaluations & follow-ups | $0–$40; many plans → $0 | Employer, Marketplace, Medicare Advantage |
Happify / iPrevail | On-demand CBT, coaching modules | $0 | Many employer plans |
Virtual visits count toward your deductible and out-of-pocket max just like office visits.
Setting | Employer & Marketplace Plans | High-Deductible Plan | Medicare Advantage |
---|---|---|---|
In-office therapy (45 min) | $0–$40 copay | 20 % after deductible | $15–$40 copay |
LiveHealth Online therapy | Often $0 | Deductible, then $0 | $0 |
Initial psychiatry eval | $40–$60 copay | 20 % after deductible | $20–$50 copay |
If chemistry is off, reopen the directory—switching therapists that take Anthem is quick and penalty-free.
Remeber, polite persistence—with notes—often unlocks faster access to care.
Does Anthem cover therapy? Yes. Outpatient therapy with in-network licensed clinicians is a core medical benefit; typical copay $0–$40 or 20 % coinsurance after deductible.
Does Anthem cover mental health beyond therapy? Absolutely—benefits include psychiatric medication management, psychological testing, intensive outpatient, and partial-hospital programs.
How do I find therapists that take Anthem near me? Log in → Find Care & Cost → Behavioral Health, then filter by ZIP, specialty, and availability.
What’s the difference between an Anthem therapist and an Anthem psychologist? “Therapist” is an umbrella term (LCSW, LMFT, LPC). “Psychologist” means a PhD/PsyD who can also perform testing. Both are covered if in network.
Are Anthem psychiatrists accepting new patients? Many are—especially via LiveHealth Online. Use the “Accepting new patients” filter and consider virtual slots.
Remember, recovery is possible. With early intervention, a supportive network, and the right professional care, you can overcome the challenges of Anthem and build a fulfilling life. We are here to help you find care.