Find a Health Net Therapist

*Figures come from 2025 Summary-of-Benefits PDFs and Health Net’s behavioral-health page. Always open your own Evidence of Coverage to confirm.

• Unlimited medically necessary visits—no annual cap.
• No referral required for routine outpatient therapy or medication management.
• Telehealth parity (often $0). Teladoc mental-health appointments run seven days a week, 7 a.m.–9 p.m. PT, and many plans waive the copay altogether.
• Special-authorization rarely needed. Only psychoanalysis, residential, or transcranial-magnetic stimulation require pre-approval.

These clinicians contract with MHN or directly with Health Net and appear in the plan’s online directory—your searchable list of Health Net mental-health providers.

Profile: Dana, 32, lives in Sacramento and has a Health Net PPO plan. She’s been feeling overwhelmed and anxious and decides it’s time to seek help.

Step-by-Step Journey to Care

• Day 1 – Search for a Therapist: Dana logs into healthnet.com and clicks “Find a Doctor” → “Behavioral Health.” The directory shows six in-network therapists within 20 miles of her ZIP code. She filters for: Telehealth availability, Cognitive Behavioral Therapy (CBT), Evening hours. Three providers remain—all listed as “Accepting New Patients.”
• Day 2 – Estimate the Cost of Care: Dana uses Health Net’s cost estimator tool: Teladoc virtual therapy: $0 copay. In-person visits: $15 copay. She books a Friday 7:00 PM video session with Avery Kim, LCSW, an in-network therapist offering virtual care.
• Day 10 – Treatment Plan Update: After two sessions, Avery suggests Dana consider medication for anxiety.
• Day 12 – Psychiatry Appointment: Dana logs in to schedule a psychiatry consult through Teladoc, a Health Net partner. She books a 30-minute virtual visit for the next day. Cost: $0 with her plan.

Result: Dana now has both a therapist and psychiatrist supporting her care—all in-network, low-cost, and virtual.

1. Log in or call. Go to healthnet.com (or the CanopyCare/Allwell portal) and choose Find a Doctor → Behavioral Health, or dial the Mental-Health number on your ID card.
2. Filter smartly. Narrow by zip code, telehealth, specialty (PTSD, couples, ADHD), language, and evening/weekend hours.
3. Check network status. Look for the green “In Network” badge or the MHN logo—your sign you’ve found a covered health net therapist.
4. Run the cost estimator. Most plans list the exact copay before you click Book; Teladoc video often shows $0.
5. Schedule. Teladoc slots book inside the portal; office visits require one quick phone call.
6. Complete intake forms. Many clinicians email HIPAA-secure questionnaires—fill them out early to avoid delays.

Follow these six steps and you’ll secure an appointment with a therapist, psychologist, or psychiatrist—usually within a week.

Telehealth visits count toward your deductible and out-of-pocket maximum exactly like office visits.

Note: if the match doesn't feel right, you can switch providers without penalty.

If you’re facing delays, here’s how to advocate for timely access to care through Health Net and MHN (Managed Health Network), their behavioral health provider network:

1. Keep a Record of Every Call: Track each provider you contact. Write down: 1) The date, 2) name of the staff you spoke with, and 3) the next available appointment they offered. You’ll need this if you escalate your request. 2. Contact MHN Care Coordination: Call the number on your Health Net or MHN member card and ask for Care Coordination. A licensed MHN clinician may be able to help you find sooner openings, including cancellations with in-network providers. 3. Request a Network Adequacy Waiver: If no in-network provider can see you within 10 business days, you're entitled to request a network adequacy exception. Under California law, Health Net must:

• Help you find a faster in-network option or
• Approve an out-of-network provider at in-network rates 4. File a Grievance: If delays persist, file a formal grievance through your Health Net online portal or by calling Member Services. Plans must respond within 30 calendar days.

**Tip:**California law protects your right to timely mental health care. Stay organized, be polite but firm, and don’t hesitate to escalate—many members find faster appointments within days after involving Care Coordination or filing a grievance.

Does Health Net cover therapy? Yes. Outpatient therapy with licensed, in-network clinicians is a core benefit in every Health Net Medi-Cal, Marketplace, employer, and Medicare Advantage plan. Copays range from $0 (Medi-Cal, Teladoc) to $40 (some Marketplace office visits).

How do I find a Health Net therapist near me? Log in → Find a Doctor → Behavioral Health, enter your ZIP, and filter by “Accepting patients” or “Telehealth.”

What’s the difference between a Health Net psychologist and a therapist? Therapists (LCSW, LMFT, LPC) focus on talk therapy. Psychologists (PhD/PsyD) can add psychological testing and advanced modalities. Both are covered when in network.

Are Health Net psychiatrists accepting new patients? Many are—especially via Teladoc. Use the telehealth filter and “Accepting patients” tag.

Will my virtual session count toward my deductible? Yes. Tele-visits apply to the same deductible and out-of-pocket maximum as office visits.

Can I keep seeing my current therapist if they don’t take Health Net? You’ll pay the full fee unless you receive a network-adequacy approval. Otherwise, switch to an in-network provider to avoid high out-of-pocket costs

Are visits for children or couples covered? Yes—if the focus is a diagnosable mental-health condition for a covered member. Family/couples sessions bill under that member’s benefit.

Where can I go if I am in crisis? Call 988 (Suicide & Crisis Lifeline), text “Home” to 741-741, or visit the nearest ER. Health Net covers emergency mental-health care anywhere in the U.S.